Wm. Hovey Smith has been a small business owner, store clerk, Professional Geologist, outdoorsman, business consultant to the outdoor industry, the author of 18 books, a stand-up comedian. international speaker on business topics, an Information Scientist for an international firm and video producer with more than 700 YouTube videos. This varied experience makes him uniquely qualified to write a book that encourages others to start their own businesses throughout their lives in order to insure their and their family's economic security.